Motorcycle Insurance

Do I need to list any car accidents or claims on my motorcycle insurance quote?

We don't consider any car accidents or claims to be relevant to your motorbike insurance, so you don't need to list them, and your quote will not be affected.

It is crucial to include any motoring convictions which you have received within the past 5 years, however: regardless of the type of vehicle.

Can I cover more than one motorcycle on this policy?

We don't offer a "rider" policy, which allows you to cover more than one motorcycle, so you would need to take out a different policy for each bike.

However, we do offer a multi-product discount of 5% if you take out more than one motorcycle insurance policy with us (or if you already have Car or Home insurance with Norwich Union).

Can I transfer my No Claims Discount from a car insurance policy?

No, we don't consider the experience of riding a motorbike as equivalent to driving a car, and will not accept no claims discount built up on a car policy.

However, if you currently hold car insurance with Norwich Union (or have cancelled a car policy within the past 12 months), then we may be able to offer you an additional introductory discount on the motorcycle quote to allow you to build up no claims more quickly. Please call us on 0800 092 9561 to discuss this.

Why can't I find my motorcycle make & model?

Once you have selected the manufacturer of your bike, we require you to type the model name/number. Our system can have trouble recognising models if they are not typed precisely as listed on our database, so if you are experiencing difficulties, please keep the model description as brief as possible, such as "CBR".

We will then present you with a list of suitable models to choose from to complete your quote. If this does not work, or your motorcycle is not on the list provided, then please contact our specialists on 0800 092 9561 who will be happy to help you (calls may be recorded and/or monitored).

Would I be covered to ride my bike abroad on this policy?

Norwich Union motorcycle insurance automatically covers you to ride in any European Union countries, to the minimum level of insurance required (usually the equivalent of UK Third Party Only).

You can upgrade your policy to include Foreign Use cover, which matches your UK cover whilst riding abroad. Foreign Use cover is valid for up to 90 days in any one trip, up to a maximum of 6 months in any one insurance period.

You can also select European Breakdown cover (provided by the RAC): this provides roadside assistance, emergency treatment and other additional benefits whilst travelling abroad.

Do I need to select "Business Use" if I use my bike to ride to work?

No, just select Social, Domestic, Pleasure & Commuting cover and this allows you to ride your motorcyclebike back and forth to a single same place of work.

If you need to use your bike to visit any other sites of business during the working day, we can increase your cover. We will not, however, cover any goods or samples carried in connection with business use, e.g. courier or delivery services.

If you are a courier and need a motorcycle insurance policy, please contact our call centre on 0800 092 9561 to discuss your requirements further (calls may be recorded and/or monitored).

Would my helmet and leathers be covered on this policy?

Unfortunately we do not cover your protective clothing and helmet as part of your Norwich Union motorcycle insurance policy.

It is worth checking your home insurance policy details, as your household cover may provide cover for these items whilst away from home.

Do you offer "laid-up" cover?

Norwich Union motorcycle insurance is designed specifically for people who use their bike on a regular basis. We do not offer "laid-up" cover for bikes which are not used on the road, and don't offer the option to suspend your policy if you don't use your bike during winter months.

Is it safe to use my credit or debit card to buy motorbike cover on your site?

Any personal information which you enter into our motorcycle insurance cover quote form is protected using SSL encryption technology, which works with your Internet browser to protect the data.

For a number of credit and debit cards we require a Card Security code (also known as CVV2 or Card Verification Value) which is a three digit number on the signature strip on the back of your card.

You may also, depending on the card you have chosen to use, be asked during the payment process to provide a secure password (MasterCard SecureCode or Verified by Visa) which provides extra protection from online fraud.

* Does not apply to the administration costs or any optional covers that you might choose to include.

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